May 18, 2026

Texans may postpone paying current and delinquent property taxes on their homes by signing a tax deferral affidavit at the Bexar Central Appraisal District office if they are:

  • age 65 or older
  • disabled as defined by law
  • qualified disabled veterans, their unmarried surviving spouses, or their unmarried children under age 18, if no surviving spouse; or
  • unmarried surviving spouses of U.S. armed service members killed on active duty and their unmarried children under age 18.

Once the affidavit is on file, taxes are deferred — but not canceled — as long as the owner continues to own and live in the home. Taxes accumulate with 5 percent interest per year. The law extends the tax deferral to the surviving spouse of the person who deferred taxes on the homestead if the surviving spouse was at least 55 years old when the deceased spouse died.

A filed tax deferral affidavit keeps homeowners from losing their homesteads because of delinquent property taxes. A pending sale to foreclose on the homestead’s tax lien will also cease as a result of filing a tax deferral affidavit. In addition, no taxing unit can start or continue a lawsuit to collect delinquent taxes once the homeowner files an affidavit. There are no penalties on delinquent taxes during the deferral period; however, a tax deferral does not cancel penalties that were already due.

All deferred taxes and interest become due when the homeowner or surviving spouse no longer own and live in the home. If the tax debt remains unpaid at that time, the taxing units may impose penalties and take legal action to collect the past due amount.

For further details about a property tax deferral, contact:

Bexar Central Appraisal District
411 N Frio
P.O. Box 830248
San Antonio, Texas 78283-0248
Telephone: (210) 242-2432

Information is also available on the Comptroller’s Property Tax Assistance Division website at https://comptroller.texas.gov/taxes/property-tax/property