Leave your feedback Share Copy URL https://bcad.org/video/?vid=kzWDvmYDApu Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Business Loans Require 20% Down. That Myth Comes From Home Mortgages, Not Business Lending. [iyY6BkcngiR] Health Updated on August 05, 2026 EDT — Published on August 05, 2026 EDT MYTH: Every business loan requires 20% down. The actual contribution depends on the program and purpose: SBA working capital: Potentially no traditional down payment Business acquisition: Often around 10%, but it varies SBA 504 real estate: Commonly 10% to 20% Conventional equipment: Often 0% to 20% Your industry, collateral, business history, liquidity, and lender can all affect the final requirement. Business lending is not residential mortgage lending. Different product. Different underwriting. Different down payment structure. Visit businesseligibility.com l2czIDGmGeY naaTCMcKv5W fxIRbBwd6Le TO50oy1L9Ay 9uJEVH3pJ6L Ij1GMEtrziM
MYTH: Every business loan requires 20% down. The actual contribution depends on the program and purpose: SBA working capital: Potentially no traditional down payment Business acquisition: Often around 10%, but it varies SBA 504 real estate: Commonly 10% to 20% Conventional equipment: Often 0% to 20% Your industry, collateral, business history, liquidity, and lender can all affect the final requirement. Business lending is not residential mortgage lending. Different product. Different underwriting. Different down payment structure. Visit businesseligibility.com l2czIDGmGeY naaTCMcKv5W fxIRbBwd6Le TO50oy1L9Ay 9uJEVH3pJ6L Ij1GMEtrziM